IRS Warns of Phishing Scams Ahead of October 15 Deadline — Use Free File to Stay Safe
Watch Out: The IRS Is Warning About Tax Scams
The IRS is raising a red flag. They’re telling tax professionals and everyday taxpayers to be careful. Why? Because scam emails and fake websites are on the rise again.
These scams are tricky and can steal your private info. They’re called phishing attacks, and they are getting smarter. The IRS wants you to stay safe and be ready—especially if you’re still planning to file taxes before the October 15 extension deadline.
This article will show you:
- What phishing is (in simple terms)
- How to avoid tax scams
- What the IRS Free File tool is
- How to file your taxes safely and for free
What Is Phishing?
Phishing is when someone pretends to be a real person or company to trick you. They might send you an email, text, or link that looks like it’s from the IRS, your bank, or a tax office.
But here’s the truth: it’s a fake.
If you click the link or give them your info, they can steal your:
- Name
- Social Security number
- Bank info
- Login details
Then they might file a fake tax return in your name and try to steal your refund!
Who Are Scammers Targeting?
Phishing scams can target anyone. But right now, the IRS says these groups are most at risk:
- Tax professionals who help others file
- People who filed for an extension and still need to file by October 15
- Business owners
- People waiting on refunds
If you’re in one of these groups, read carefully and stay alert.
What to Watch Out For
Scam emails and texts often look real—but they’re not. Here are some warning signs to help you spot a phishing scam:
- The message says “urgent” or “your account is locked.”
- It asks for your Social Security number, bank info, or login.
- It includes links to strange websites.
- The email address doesn’t end in “.gov.”
- It promises big tax refunds or says you owe money.
Remember: The real IRS will never:
- Ask for personal info in an email or text
- Threaten to arrest you
- Demand payment by gift card, Venmo, or wire transfer
What Should You Do If You Get a Phishing Email?
Here’s what to do if something looks off:
- Don’t click any links.
- Don’t reply.
- Don’t open attachments.
- Report it to the IRS at: phishing@irs.gov
- Then, delete the email or text.
Also, make sure your tax software is up to date and use strong passwords. That helps keep your data safe.
IRS Free File: A Safe Way to File Your Taxes
If you filed for an extension earlier this year, your new deadline to file is October 15. The IRS wants you to know you can file for free if you qualify—no need to pay a tax company!
This tool is called IRS Free File.
Here’s how it works:
- If your income is $79,000 or less, you can file your federal taxes for free.
- The IRS partners with trusted companies to help you file.
- You just visit irs.gov/freefile and pick the option that works for you.
It’s fast, safe, and secure—and way better than falling for a scam.
Why File Before October 15?
October 15 is the final deadline for anyone who asked for extra time to file their 2024 taxes (for the 2023 tax year).
If you miss this deadline:
- You may have to pay late fees and interest.
- You could lose your tax refund if you wait too long.
- It could delay your benefits or other tax-related help.
So don’t wait until the last minute. If you still need to file, get started now.
Tips to File Safely
Here are some easy tips to file your taxes and avoid scams:
- Only use the official IRS website: www.irs.gov
- Never give your Social Security number by email or text
- Double-check who you're talking to before clicking links
- Save copies of your tax return and receipts
- Use IRS Free File if you qualify—it’s safe and fast
What If You Need Help?
If you’re unsure how to file, don’t guess. There are safe ways to get help:
- Talk to a trusted CPA or tax professional
- Visit the IRS website for free tools and FAQs
- Use Free File if you earn under $79,000
Also, some tax professionals may offer a free consultation, especially if you’ve been hit by phishing scams or need help after a disaster.
Final Thoughts
The IRS is working hard to protect your tax info—but you have to be careful too. Don’t trust strange emails or texts. Phishing scams are sneaky, and they can cost you big time.
At the same time, if you haven’t filed your taxes yet, the clock is ticking. The October 15 deadline is almost here. Don’t wait until the last second.