An IUL base increase could be your smartest move this year. It’s a powerful way to grow wealth, lower taxes, and protect your future—all without market risk.

Thinking of selling your business? An ESOP lets you cash out, reward your team, and avoid capital gains taxes. Learn how this smart exit plan works in 2025.

A new plan could end taxes on Social Security benefits—but at a $1.5 trillion cost to the government. Supporters say it helps retirees. Critics warn it favors the wealthy and could drain public funds. Here's what the proposal really means for your wallet, retirement, and the future of Social Security.

Are you a high-earning business owner looking for a smarter way to save on taxes and build your retirement fast? A Cash Balance Plan could be the solution. This powerful retirement strategy lets you contribute far more than a 401(k)—sometimes up to $300,000 a year—while lowering your taxable income and keeping more of your money.

But to get the most out of it, you’ll need the help of a CPA. With the right guidance, you can structure your plan correctly, stay IRS-compliant, and maximize every tax-saving opportunity in 2025. In this post, we’ll show you exactly how a Cash Balance Plan works—and how much you can save with a CPA by your side.

Planning for retirement means making smart financial decisions, and one of the most important choices is between a Roth IRA and a Traditional IRA. Both offer valuable tax advantages, but in different ways. A Roth IRA provides tax-free withdrawals in retirement, while a Traditional IRA offers immediate tax savings through deductible contributions. Understanding how these accounts work can help you maximize your retirement savings and reduce your overall tax burden. Which option is right for you? It depends on your current and future tax situation.