Are you a high-earning business owner looking for a smarter way to save on taxes and build your retirement fast? A Cash Balance Plan could be the solution. This powerful retirement strategy lets you contribute far more than a 401(k)—sometimes up to $300,000 a year—while lowering your taxable income and keeping more of your money.
But to get the most out of it, you’ll need the help of a CPA. With the right guidance, you can structure your plan correctly, stay IRS-compliant, and maximize every tax-saving opportunity in 2025. In this post, we’ll show you exactly how a Cash Balance Plan works—and how much you can save with a CPA by your side.